Nelo

How it works

The store where
the card is optional.

Interest-free instalments have always asked for a credit card. Not here: you choose it, we ship it, you pay it in 4 equal instalments.

A woman in a blue sweater looking at her phone with a quiet smile
Pay with

The account

Approved in seconds from a few details — no credit history and no card. You pay with it in the store and keep your dates in the app.

A woman taking two parcels at her apartment door
In the store

The store

Thousands of products from Mexican stores in one place, every price already split into 4 instalments. No calculator required.

Four identical boxes lined up on a blue backdrop

One order.
Four instalments.

It ships complete on day one. The payments split up; the order does not.

Interest, from the first charge to the last.

  1. today, when you confirm the order$0
  2. +15 days$300
  3. +30 days$300
  4. +45 days$300
  5. +60 days$300

The difference

The same deal, without
the usual requirement.

Paying in interest-free parts is nothing new in Mexico. What's unnecessary is the requirement: a credit card that millions have never been given.

Requirement

Card instalmentsA participating credit card

Tienda NeloYour Nelo account, with your debit card

Interest

Card instalments$0 with the right card

Tienda Nelo$0 across the whole store

The dates

Card instalmentsOn your statement, afterwards

Tienda NeloUp front, before you confirm

Questions

What everybody
asks first.

Do I need a credit card?

No. Your Nelo account works with your debit card. No credit history and no line of credit nobody ever gave you.

What does paying in instalments cost?

Nothing extra. Your instalments add up to exactly the cash price: no rate, no fee, no hidden financing.

When is the first instalment due?

Today you pay $0, and your order ships as if you'd paid in full. The first charge is scheduled a fortnight after it arrives, and you see every date before you confirm.

How many instalments can I pay in?

Four, always: four equal instalments over two months. Every price in the store already comes divided, so what you see on the card is what you're charged each fortnight.

Can I pay ahead of schedule?

Yes, whenever you like and at no cost. From the app you can pay off one instalment or the whole plan, with no penalty.

How do I get approved?

You answer a few questions the first time. We don't ask for credit history or a card: if you're approved, you'll know before you leave the page.

No small print

What you see is
what you pay.

Zero interest
Your instalments add up to the cash price. Not a peso more.
No credit card
It works with your debit card. No credit history, no credit line.
Dates up front
You see amounts and dates before you confirm, not after.
Start here

Your first order, in 4 instalments.

Create your account in the app, pick whatever you want and pay $0 today. You know the other three dates from the start.

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